$10+ Billion
Funded In 2024
WELCOME TO LE’ MONEY LADY
Hassle-Free Funding—Fast, Flexible, and Designed for You!
We specialize in fast, hassle-free funding solutions with NO collateral, NO appraisals, NO down payments, and NO upfront fees. Whether you’re a real estate investor, entrepreneur, or need emergency funds, we’ve got you covered. With approvals in 48 hours and funding in as little as 3–7 business days, we make it easy to get the cash you need—quickly and without the red tape. Even if you’ve been turned down before, our unique credit readiness program can get you funding-ready in as little as 30–90 days.
Fast Approvals
Flexible Loan Options
No Upfront Costs
Low Rates
What We're Offering
Our Features
Quick Easy Flexible
Funding shouldn’t be complicated—or slow. Le’ Money Lady makes the process quick, easy, and flexible with fast approvals, no upfront costs, and solutions for all credit types.
Lower Rates
Our most creditworthy clients can enjoy rates as low as 5%, making it affordable to fund your goals without breaking the bank.
No Upfront Costs
Enjoy NO appraisals, NO down payments, and NO prepayment penalties, giving you the freedom to focus on your goals—not hidden fees.
How It Works
Our Working Process
Step
Application Submit
Submit your application online in just minutes, and we’ll follow up with a personalized consultation call to discuss your funding needs and next steps.
Step
Review & Verification
We conduct a quick 48-hour review of your application, verify your identity through a compliance call, and assess your credit profile to ensure accuracy and prevent fraud.
Step
Loan Approval
Once verified, you’ll receive pre-approval and be connected with a dedicated funding specialist who will guide you through the final steps and keep you updated every step of the way.
Step
Loan Disbursement
After approval, your funds are sent via direct deposit within 3–7 business days—ready for you to use however you need.
Company Transparency
Our Company Core
Value
We believe in building trust through honesty and openness. With no hidden fees, no upfront costs, and clear terms, our clients always know exactly what to expect.
Time is money, and we respect both. From 48-hour approvals to funding in as little as 3–7 days, we deliver fast and efficient solutions to meet your urgent financial needs.
We’re committed to helping clients achieve their goals—whether it’s starting a business, scaling a real estate portfolio, or handling personal emergencies. When others say no, we find ways to say YES.
Our clients are at the heart of everything we do. From personalized consultations to assigning a dedicated funding specialist, we provide guidance and support every step of the way.
Call Us Any Time
(470) 670-6357
OUR CLIENTS
Clients We Serve
Real estate professionals looking for fast, flexible funding.
Aspiring dream chasers seeking funding to turn their passions into profitable businesses.
Tech professionals in need of capital to advance their careers or business ventures.
Entrepreneurs looking for startup funding to launch their business ideas.
Investors ready to expand their portfolios with new opportunities.
Students seeking funds to accomplish their educational goals.
Faq
Frequently Asked Questions ?
What is a personal loan?
A personal loan is a flexible financial solution that allows you to borrow money for virtually any purpose—whether it’s real estate investments, home renovations, business startups, debt consolidation, education expenses, or emergency costs. Our loans are unsecured, meaning there’s no collateral required—you won’t have to put up property, vehicles, or other assets.
You’ll receive your funds as a lump sum and repay the loan in fixed monthly payments with interest included. Loan amounts range from $10,000 to $400,000, with competitive rates as low as 5% for our most qualified clients. Loan terms and details will be customized to fit your needs during your consultation.
How do I qualify for a loan?
Qualifying for a loan with OPM Funding Consultants is simple and hassle-free. Our basic requirements include a Minimum 650 credit score and $32,000 in verifiable annual income.
During your personalized consultation, we’ll review additional details to ensure you meet all eligibility requirements. If your credit needs improvement, we also offer a credit readiness program to help you become funding-ready within 30–90 days.
What types of income do you accept?
We work with multiple income types to make funding accessible to as many people as possible. Accepted income includes:
- W2 income
- 1099 income
- S and C Corporation income
- Retirement income and pensions
- Other verifiable income sources
During your consultation, we’ll review your specific income type and discuss how to present your qualifications to lenders for the best results.
What’s the interest rate on a personal loan?
Our loans come with competitive interest rates, as low as 5% APR for the most creditworthy clients. Your actual rate depends on several factors, including:
- Your credit profile
- Your loan amount
- Your income and financial history
We’ll discuss your specific options during your consultation call and provide personalized recommendations based on your situation.
How fast is the loan process?
We understand the importance of speed when it comes to funding. That’s why we’ve designed a streamlined process that gets funds in your hands quickly:
Whether you’re seizing a time-sensitive investment opportunity or covering urgent expenses, we prioritize quick approvals to meet your needs.
What documents do I need to apply?
Applying is simple and requires minimal paperwork. You’ll need to provide:
- Proof of Identity (e.g., driver’s license or passport)
- Proof of Income (e.g., W2s, pay stubs, tax returns)
- Bank Statements (to verify financial stability)
- Credit Report Authorization
Additional documents may be requested based on your specific loan type or income structure. We’ll guide you step-by-step during the process to ensure everything is prepared for a smooth approval.
Will applying impact my credit score?
No! Checking your loan options and rates will not affect your credit score. We offer a soft credit pull during the pre-approval process, so you can explore your options risk-free.
Once you decide to proceed with an application, our lenders will determine whether to perform a hard credit pull as part of the final approval process. This may have a small impact on your credit score, but we’ll review the details with you beforehand so you can make an informed decision.
What if I don’t meet the qualifications right now?
Don’t worry—we’re here to help. If you don’t meet the requirements today, you can take advantage of our credit readiness program, which helps credit-challenged clients improve their profiles in as little as 30–90 days.
This program includes:
- Personalized credit assessments to identify issues.
- Mentor guidance to correct credit blemishes quickly.
- Proven strategies to make you funding-ready without waiting years to fix your credit.
Reach out to learn more about this program and how it can get you closer to your funding goals!
Why choose Le’ Money Lady over traditional lenders?
Traditional lenders often require collateral, appraisals, and down payments, while our process is designed to eliminate those barriers. With no hidden fees, no prepayment penalties, and no ownership retained, we put you in control of your funds.
Our loans are perfect for:
- Real estate investors needing quick access to capital.
- Entrepreneurs launching new businesses or seeking funding to expand existing businesses.
- Individuals managing unexpected expenses or large purchases.
We work faster than banks and say YES when they say NO. Let’s connect to see how we can get your funding started today!
